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Current Trends and Issues

A variety of developments are changing the face of the insurance industry, including competition from web aggregators, fintech companies, and other non-insurance sellers of insurance products; talent shortages; the emergence of Big Data; and the revision or repeal/replacement of the Affordable Care Act. And in the future, the emergence of the “sharing economy” (in which assets like homes and vehicles are shared) and the full-scale adoption of driverless vehicles will require carriers to rethink traditional insurance models.

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