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Commercial Banking

Structure

Commercial banks in the 21st century have grown to become complex, multi-layered financial organizations. At the top of the list are the mega-banks like Bank of America, CitiGroup, Wells Fargo, and JPMorgan Chase & Co. Below the top-tier banks in the world’s financial centers are regional banks with offices in several states, and below the regionals are the smallest banks—community banks serving customers in their local community.

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