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Commercial Banking

Current Trends and Issues

The financial reforms that reshaped the competitive marketplace—the Dodd-Frank Act of 2010 being the centerpiece—have some long-lasting impacts bankers will be dealing with for years to come. Banking is already a highly regulated industry; additional regulations already in the pipeline may, or may not, reduce the amount of risk in the banking system. A more likely scenario, as bankers see it, is banks will place their bets more carefully, which in turn will affect the businesses they’re involved in, and the staffing in each of these lines of business.

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